Many Jacksonville Foreclosure Lawyers see the poor attempt by banks to do loan modifications. Loan Modifications are in the news in Jacksonville Florida where it appears that many have been told to stop making payments to be eligible for a Mortgage Modification. Once individuals stop making payments, the banks have…
Articles Posted in Asset Protection
Judicial and Non-Judicial Foreclosure?
As a Jacksonville Foreclosure Lawyer its important to understand the difference and benefits of a Judicial Foreclosure state like Florida over a Non-Judicial Foreclosure state like California. Florida law requires that the lenders and mortgage companies seek a court judgment that allows for the foreclosure. This type of foreclosure is…
Foreclosure Defense Information
Jacksonville Foreclosure Lawyers from the Law Office of David M. Goldman PLLC will be attending a workshop in Jacksonville Florida on Defending Foreclosures in Florida on Friday November 6th. April Charney, a nationally recognized foreclosure expert will be featured at the foreclosure workshop. The Program will include * Federal and…
Working with Mortgage Company on Loan Modification
Florida Foreclosure and Loan Modification Question I’ve been served with a complaint for foreclosure, but I have been working with my mortgage company on a loan modification, do I really need to respond? Response It is important to respond to any complaint timely to preserve your rights. The Summons you…
Foreclosure and Mortgage Default
Mortgage Default Letters. We are often asked what should you do once you receive a letter that states you are in default of your mortgage. If you have received a Notice of Default you can send a debt verification letter to the entity you are making payments to. You can…
Asset Protection and Fraudulent Transfers
Under the Uniform Fraudulent Transfers Act (UFTA) whether a transfer is considered fraudulent boils down to two basic issues. 1) Actual Intent 2) Insolvency and Transfer for less than full value The intent of the transfer is whether it was done to avoid payment or reach of a potential creditor…
Asset Protection and Protecting Against Outside Creditors
Florida Asset Protection typically deals with protecting assets from Inside creditors and Outside creditors. Outside creditors are those creditors whose claims arise the business entity and are then assert4ed against the business, real estate, or asset. It is possible to protect against Outside debts or creditors by using a business…
Asset Protection and Inside Creditors
Florida Asset Protection typically deals with protecting assets from Inside creditors and Outside creditors. An inside creditor is a creditor whose claim is directed against the business or real estate that is owned and operated within a business entity. It is possible to protect against inside debts or creditors by…
Asset Protection for Business Owners
Florida business owners are one of the groups of individuals who need Florida Asset Protection. There are two types of risks that business owners are at risk of loss. First is the risk that comes from within the business. The second type of risk comes from their personal life and…
When Is It Time to “Service” Your Estate Plan?
If you own a car, then you know it requires regular servicing in order to perform well and be reliable. More than likely, your car came with a recommended schedule for service, based on how many miles it has been driven. After a certain number of miles, you need to…